Joseph F. Borg

Partner
| Head of Fintech & Gambling
Languages

Maltese, English, Italian

Location
Joseph F. Borg
Joseph F. Borg

Joseph Borg heads both the Fintech and the Gaming and Gambling practices of WH Partners.

Joe is ranked in the prestigious Chambers FinTech 2024 guide in the FinTech Legal practice area in Malta. He is also ranked as a “Leading Individual” in the FinTech practice area in Malta by Chambers Fintech 2025 guide, where WH Partners is listed as a Band 1 law firm in Malta.

Joe also practices in the areas of Esports, Corporate, IT, Telecoms and Intellectual Property Law. 

Joe is a Co-Founder and currently the Vice-President of Bitmalta, which is a non-profit organisation with a mission to promoting and stimulating discussion about blockchain technology and cryptocurrencies in Malta. Before joining WH Partners he occupied the post of Chief Regulatory Officer of the Lotteries and Gaming Authority – Malta. Joe was also an elected Member on the Board of Trustees of the International Association of Gaming Regulators (IAGR), a position which he held throughout 2012. He had originally joined the Authority in March 2007 as Director Legal and Enforcement and has occupied this position for almost 4 years. Before joining the Authority, Joseph, acted as a Legal Counsel to Vodafone Malta Limited for three years.

He is a General Member of the International Masters of Gaming Law (IMGL) and a lecturer in Gaming Law at the University of Malta. He is also the Chairperson of the sub-committee on Cryptocurrency Payments in Gaming of the IMGL. He speaks fluent Maltese, English and Italian.

Education

Joseph graduated with an LL.M. with Distinction in Information Technology and Telecommunications Law from the University of Strathclyde (Glasgow). He holds a Doctor of Laws degree from the University of Malta, with a thesis entitled, ‘Protection of Trademarks Against Domain Names’.

In 2009 he completed a Regulator Development Program organized by the International Gaming Institute at the University of Nevada in Las Vegas (UNLV). In 2012 Joseph was awarded a certificate in Casino Management by the UNLV.

He successfully completed the Oxford FinTech Program with the Said Business School, University of Oxford.

Expertise

Joseph F. Borg specialises in

Fintech
Financial Services
Gaming and Gambling
IT and Telcos

Career Highlights

Coordinating the legal team assisting with the application process for a Virtual Financial Assets (VFA) Service Provider license for over 7 companies, including the successful application of the largest global institutional cryptocurrency broker
Assisted a pioneer embedded finance service provider with the successfully obtaining an electronic money institution license in terms of the Financial Institutions Act, making it one of the first embedded finance service providers to obtain financial institution licence in Europe
Assisted a fintech company that holds licences in Canada, US and Hong Kong with the application for a financial institution licence in Malta
Advised some of the most reputable online gaming operators worlwide on regulatory matters in Malta and the UAE
Advised the Malta Gaming Authority on the design and drafting of the Gaming Act (2018, Chapter 583 Laws of Malta) and the subsidiary legislation thereunder

Rankings

Chambers Fintech 2025: Fintech Legal, Malta, Band 1
Legal 500 EMEA 2024: Fintech, Malta, Leading Individual
Lexology Index – Sports & Gaming – Malta: Thought Leader
Lexology Index Sports & Gaming – Gaming: Recommended
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