Joseph F. Borg
Maltese, English, Italian
Joseph Borg is a Partner at WH Partners and heads the firm's FinTech and Financial Services team.
Joseph is ranked Band 1 in the Chambers FinTech 2026 guide for FinTech Legal in Malta and is recognised as one of the four “Leading Individuals” in FinTech in Malta by the Legal 500 EMEA 2026 guide.
He is Co-Founder and Vice-President of Bitmalta, a non-profit promoting discussion on blockchain and cryptocurrencies in Malta. Prior to joining WH Partners, he served as Chief Regulatory Officer at the Malta Lotteries and Gaming Authority. He was an elected Board Member of the International Association of Gaming Regulators (IAGR) in 2012 and previously held the role of Director of Legal and Enforcement. He also worked as Legal Counsel at Vodafone Malta.
Joe is a member of the International Masters of Gaming Law (IMGL), lectures in Gaming Law at the University of Malta, and chairs the Virtual Assets Business Section at The Malta Chamber.
Education
He holds an LL.M. with Distinction in IT and Telecommunications Law from the University of Strathclyde and a Doctor of Laws from the University of Malta and has completed executive programmes at the University of Nevada, Las Vegas (UNLV) and the Oxford FinTech Programme at Saïd Business School, University of Oxford.
Joseph F. Borg specialises in
Career Highlights
Rankings
Latest Contributions
RWA Tokenisation in Malta: MFSA Takes the Lead
Background and Context Tokenisation refers to the digital representation of ownership rights in assets through distributed ledger technology (DLT), enabling issuance, trading, settlement, and record-keeping on blockchain-based infrastructure. International and European developments, including the…
Tokenised Fund Units as Collateral Goes Digital
The MFSA delves into the benefits of incorporating tokenised fund units as collateral. Operational efficiencies are among the primary benefits, as the settlement and transfer of tokenised assets can be completed near-instantaneously,…
Prediction Markets In Europe: Why Malta Is Often On The Shortlist
The Classification Question The regulatory characterisation of a prediction market product depends heavily on its structural features rather than its commercial label. EU regulators and national competent authorities tend to focus on a small…
Not just a box-ticking exercise: MFSA pushes firms on digital resilience
The letter reaffirms that the MFSA is also paying more attention to resilience as a supervisory priority, as it appreciates that the financial sector’s dependence on technology and third-party ICT providers exposes…